Archive for January, 2011

Making a Difference Through Philanthropy

Thursday, January 20th, 2011

I’m thrilled to announce that the David Gilston Insurance Agency proudly supported the Lowcountry Food Bank, Palmetto Place and Pets Inc. over the holidays.

How Medical Loss Ratios Are Affecting You

Monday, January 17th, 2011

As a health insurance agent, the Medical Loss Ratio (MLR) verbiage in the new health reform legislation may have the largest impact on your business. Agents are beginning to see the effects of MLRs as commission letters inform agents of pay cuts. The Medical Loss Ratio is the percentage of premiums insurers use for medical costs versus the amount that goes to paying administrative overhead.

New Year. New Rules.

Wednesday, January 5th, 2011

Happy New Year! As 2011 begins, we will start to see the impact PPACA has on Medicare. This is the perfect time to recap the new rules applicable to Medicare.