Simplified Issue Universal Life

The Health Insurance Marketplace is a resource where individuals, families, and small businesses can learn about their health overage options; compare health insurance plans based on costs, benefits, and other important features; choose a plan; and enroll in coverage.  Our agents have the experience and knowledge to assist you with this process at NO additional cost.

Simplified issue universal life plans are life insurance programs with more lenient underwriting requirements. Applicants are generally underwritten based on the information disclosed on the application without any type of Para-med or physical exam. These programs are generally easier for clients to secure coverage, however, the cost per thousand dollars in coverage is typically more expensive and insureds are limited to the amount of protection he or she may purchase